How safe are your savings?
Investors will continue to be preyed upon as long as brokers, banks and insurers are allowed to place profits above the best interests of their clients, finds a new report by Demos.

Recent changes in reverse mortgages impact older homeowners
Consumers have more choice in reverse mortgages, but these loans are generally more expensive and more complicated, finds a new study by the AARP Public Policy Institute.

Groups release joint principles on prepaid payroll cards
Two national consumer groups work with industry to develop joint principles on payroll cards, a type of prepaid card used for distributing wages when workers don't have a bank account to accept direct deposit.

Study sees "financial self-efficacy' as vital component of financial success
Financial self-efficacy is a psychological concept that can be an important predictor of successful performance in individual financial empowerment.

Can financial education head off early conomic woes?
A commentary in the Huffington Post delves into the problem of twentysomethings who are struggling to make financial ends meet and how financial education can play a role in heading off disaster earlier.

Overdraft fees: How to beat the bank
Video report of one man's war with Wells Fargo about overdraft fees.

Prepaid cards: New report finds fees, gotchas
A new report finds that upon close examination, prepaid debit cards are laden with numerous types of fees and other gotchas.

Short-term payday loans force customers to quickly re-borrow
The Center for Responsible Lending (CRL) has issued a report on payday loans which finds that three quarters of loan volume in the industry is generated by borrowers who, after meeting the short-term due date of the loan, must re-borrow before their next pay period.

"Day of Action" highlights impact of recession on communities
From Chicago to San Francisco, Birmingham to Detroit and in more than 50 cities across the country, the National Community Reinvestment Coalition (NCRC) held public rallies and events at 54 locations across the U.S. calling for greater accountability and integrity in the U.S. financial system.

Warranties for new homes force consumers into arbitration
Public Citizen has issued a report that finds millions of new home purchasers are unaware they are signing binding mandatory arbitration clauses in their home warranties. These warranties are particularly insidious because consumers often do not learn of their details until after moving into their new houses.

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