Consumer Action's MoneyWi$e educational materials have moved to our Managing Money Project website. Here you may view, download and order bulk copies of the MoneyWi$e materials. Please make a note of the Managing Money Project address— www.managing-money.org —and add it to your address book.
Paying Your Bills - Consumers in Debt Series. A fact sheet that explains the importance of paying your bills on time, and how your history of payments affects your credit rating. Also discusses credit contracts, especially retail installment contracts, and credit cards.
The Fair Debt Law - Consumers in Debt Series. A fact sheet that explains the "fair debt law," the law that regulates what actions a collection agency can take in trying to collect a debt from you.
Debt Consolidation Is It for You? . A fact sheet that explains how to consolidate your debts so that you only have to make one monthly payment. Discusses the advantages and possible problems with debt consolidation.
The Fair Debt Law - Consumers in Debt Series (Spanish). Un folleto que explica el Acta de Prácticas de Colección de Deuda Justas, que regula las acciones que las agencias recaudadoras de deudas pueden tomar cuando tratan de cobrar una deuda suya.
