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Consumer Action creates award-winning free multilingual educational guides on a wide range of personal finance topics and other subjects of interest to consumers. Many publications are available in Chinese, Korean, Spanish and Vietnamese, as well as English. Each year, we distribute more than a million of our publications through a national network of 7,500 community organizations. Nonprofit and community-based agencies may order these free publications in bulk by clicking here for downloadable order forms or online ordering instructions.
An illustrated fact sheet describing what credit is, how to obtain it, and how to use it. Also describes credit ratings, credit bureaus, and the importance of consumers periodically reviewing a copy of their credit report for accuracy. Explains the Equal Credit Opportunity Act.
Banking Basics (Spanish) Recomendaciones Para Abrir una Cuenta Corriente.
Hoja informativa que explica cómo abrir una cuenta de cheques. Explica los diferentes tipos de cuentas y sus costos, procesamiento de cheques, depósito, pago de cuentas automático y tarjetas de débito y de cajero automático.
Surviving and Controlling Debt (Spanish) Sepa qué es lo que quiere.
Hoja informativa ilustrada que habla de la importancia de controlar la deuda para que no resulte un problema. Explica las señales de peligro de la deuda y cómo reducirla. También explica agencias de cobro, asesoría de deuda y quiebra.
A fact sheet that explains various sources where consumers can obtain credit, such as banks, credit unions, finance companies and pawnbrokers.
Paying Your Bills - Consumers in Debt Series.
A fact sheet that explains the importance of paying your bills on time, and how your history of payments affects your credit rating. Also discusses credit contracts, especially retail installment contracts, and credit cards.
The Fair Debt Law - Consumers in Debt Series.
A fact sheet that explains the “fair debt law,” the law that regulates what actions a collection agency can take in trying to collect a debt from you.
Debt Consolidation Is It for You? .
A fact sheet that explains how to consolidate your debts so that you only have to make one monthly payment. Discusses the advantages and possible problems with debt consolidation.
The Fair Debt Law - Consumers in Debt Series (Spanish).
Un folleto que explica el Acta de Prácticas de Colección de Deuda Justas, que regula las acciones que las agencias recaudadoras de deudas pueden tomar cuando tratan de cobrar una deuda suya.
