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Consumer Action Publications

Consumer Action creates unbiased, reader-friendly educational guides on a wide range of personal finance topics and other subjects of interest to consumers. All publications are available in English, and many are available in Spanish, Chinese, Vietnamese and Korean as well.

In addition to being available, at no charge, to individual consumers, our publications are distributed through a national network of more than 6,000 community-based organizations. Government agencies, nonprofits and other groups who wish to distribute our materials for educational purposes can use the downloadable PDF file on the publication webpage to instantly produce a professional-looking brochure using an office printer.

2021

January

04
Get Credit for Your Hard Work (2020 Tax Year) (Vietnamese) Cover

Get Credit for Your Hard Work (2020 Tax Year) (Vietnamese) Người làm lương ít có thể nhận lại thuế liên bang EITC.

Tiền được trả về từ thuế thâu nhập EITC (The Earned Income Tax Credit) giúp những người lao động và gia đình của họ có mức thâu nhập thấp nhận thêm tiền thuế trả về khi họ khai thuế liên bang. Ấn bản này bao gồm các hướng dẫn về EITC cho mùa thuế năm 2020 (hạn chót nộp thuế là tháng tư 2021).

The Earned Income Tax Credit (EITC) helps low-income, working taxpayers and families get more money back when they file their federal income tax return. This publication contains EITC guidelines for the 2020 tax year (for taxes due in April 2021).

NOTE: Announced on Dec. 20, a “lookback” provision will allow low-income workers to apply their 2019 earned income to their 2020 tax returns for the purposes of calculating the EITC or Additional Child Tax Credit (ACTC). For both these credits, the more you earn (while still remaining below the maximum), the higher your credit. The lookback measure will allow filers to receive a credit in line with their normal earnings level, rather than be penalized with a lower credit on top of reduced 2020 earnings caused by the pandemic. However, taxpayers must actively “opt in” to the lookback provision (it won’t automatically occur).

Get Credit for Your Hard Work (2021 Tax Year) Cover

Get Credit for Your Hard Work (2021 Tax Year) Low-income working taxpayers may qualify for the federal EITC. The Earned Income Tax Credit (EITC) helps low-income working taxpayers and families get more money back when they file their federal income tax return. This publication contains EITC guidelines for the 2021 tax year (for taxes due in April 2022).

Get Credit for Your Hard Work (2020 Tax Year) (Spanish) Cover

Get Credit for Your Hard Work (2020 Tax Year) (Spanish) Los contribuyentes activos de bajos ingresos pueden calificar para el Crédito Tributario por Ingreso del Trabajo (EITC).

El Crédito Tributario por Ingreso del Trabajo (EITC, siglas de Earned Income Tax Credit) ayuda a los contribuyentes activos de bajos ingresos y a sus familias a recibir más dinero en reembolsos cuando presentan su declaración federal de impuestos. Esta publicación contiene las pautas establecidas para el año impositivo 2020 (para impuestos que se pagan en abril del 2021).

The Earned Income Tax Credit (EITC) helps low-income working taxpayers and families get more money back when they file their federal income tax return. This publication contains EITC guidelines for the 2020 tax year (for taxes due in April 2021).

NOTE: Announced on Dec. 20, a “lookback” provision will allow low-income workers to apply their 2019 earned income to their 2020 tax returns for the purposes of calculating the EITC or Additional Child Tax Credit (ACTC). For both these credits, the more you earn (while still remaining below the maximum), the higher your credit. The lookback measure will allow filers to receive a credit in line with their normal earnings level, rather than be penalized with a lower credit on top of reduced 2020 earnings caused by the pandemic. However, taxpayers must actively “opt in” to the lookback provision (it won’t automatically occur).

2020

October

12
Improving your financial health with FinTech - Video Cover

Improving your financial health with FinTech - Video A beginner’s guide to personal finance apps. This video will introduce you to the types of FinTech tools available and how they can help you. It will also tell you what to consider when choosing an app and how to stay safe when using FinTech.

Improving your financial health with FinTech - Video (Spanish) Cover

Improving your financial health with FinTech - Video (Spanish) Una guía para principiantes sobre aplicaciones móviles de finanzas personales.

Esta vídeo le presenta los tipos de herramientas fintech disponibles y cómo pueden ayudarle. También explica lo que debe tener en cuenta al elegir una aplicación y cómo utilizarla de forma segura.

This video will introduce you to the types of FinTech tools available and how they can help you. It will also tell you what to consider when choosing an app and how to stay safe when using FinTech.

September

11
Estate planning: Critical decisions for uncertain times (Vietnamese) Cover

Estate planning: Critical decisions for uncertain times (Vietnamese) Đối Phó với COVID-19.

Đại dịch COVID-19 đã thúc đẩy người ta suy nghĩ đến việc chuyện làm các quyết định quan trọng cho ngày cuối của cuộc đời trước khi biến cố xảy ra. Ấn bản này phác thảo các quyết định quan trọng về gia tài mà mọi người nên làm bây giờ, giải thích các văn bản và công cụ nào giúp bảo đảm ước muốn của quý vị được toại nguyện, và cung ứng các nguồn tài liệu để tìm hiểu thêm, được giúp đỡ và làm các bước kế tiếp.

The COVID-19 pandemic has driven home the wisdom of making critical end-of-life decisions before a crisis strikes. This publication outlines the key estate planning decisions everyone should make now, explains which documents and tools help ensure that your wishes are carried out, and provides resources for learning more, getting help and taking next steps.

10
Estate planning: Critical decisions for uncertain times (Korean) Cover

Estate planning: Critical decisions for uncertain times (Korean) COVID-19에 대한 대응.

코비드 전염병은 우리로 하여금 인생 막바지에 관련된 중대한 사항들을 위기가 오기 전에 결정해야 한다는 지혜를 가져다 주었습니다. 이 지문은 모든이들이 지금 결정해야 할 부동산 계획에 관련된 지식들을 요약하고 있습니다. 여기에 소개된 관련 문서 및 정보들은 당신의 소망이 실현될 수 있는 방법과 그에 필요한 지식을 배울 수 있는 곳, 어떻게 하면 도움을 받을 수 있는지, 적합한 절차는 무엇인지를 담고 있습니다.

The COVID-19 pandemic has driven home the wisdom of making critical end-of-life decisions before a crisis strikes. This publication outlines the key estate planning decisions everyone should make now, explains which documents and tools help ensure that your wishes are carried out, and provides resources for learning more, getting help and taking next steps.

08
Estate planning: Critical decisions for uncertain times (Spanish) Cover

Estate planning: Critical decisions for uncertain times (Spanish) Cómo hacerle frente al COVID-19.

La pandemia del COVID-19 ha recalcado la importancia de tomar decisiones críticas sobre el final de la vida antes de que ocurra una crisis. Esta publicación describe decisiones claves que se deben tomar en estos momentos, explica cuáles documentos y herramientas le ayudan a garantizar que sus deseos se lleven a cabo, y proporciona recursos para aprender más, obtener ayuda y tomar los pasos a seguir.

The COVID-19 pandemic has driven home the wisdom of making critical end-of-life decisions before a crisis strikes. This publication outlines the key estate planning decisions everyone should make now, explains which documents and tools help ensure that your wishes are carried out, and provides resources for learning more, getting help and taking next steps.

August

20
Estate planning: Critical decisions for uncertain times (Chinese) Cover

Estate planning: Critical decisions for uncertain times (Chinese) 應對COVID-19(新冠肺炎).

COVID-19新冠肺炎疫情已經使人人都深切意識到,在危機來臨之前應該明智決定,先做出至關重要的臨終規劃。這本刊物概述了每個人應該即日就做出關鍵性的遺產規劃,同時內容有詳細說明哪些遺產規劃文件和工具可以確保個人遺願在來日得以實現。並且還有提供各種資源,例如其他相關資訊、怎樣得到協助,以及如何採取下一步措施等。

The COVID-19 pandemic has driven home the wisdom of making critical end-of-life decisions before a crisis strikes. This publication outlines the key estate planning decisions everyone should make now, explains which documents and tools help ensure that your wishes are carried out, and provides resources for learning more, getting help and taking next steps.

03
Estate planning: Critical decisions for uncertain times Cover

Estate planning: Critical decisions for uncertain times Coping with COVID-19.

The COVID-19 pandemic has driven home the wisdom of making critical end-of-life decisions before a crisis strikes. This publication outlines the key estate planning decisions everyone should make now, explains which documents and tools help ensure that your wishes are carried out, and provides resources for learning more, getting help and taking next steps.

 

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