Curtis Arnold, founder of Cardratings.com, passes along techniques he has used to escape credit card debt, "creatively finance" his wedding, car, and home purchases, and earn thousands in credit card "perks" every year. Along the way, he offers advice targeted to young…
Managing Money Topic: Credit
A listing of news items, events, books, and publications on credit.
- August 27, 2015 Paying more for homeowner insurance? Blame your credit score
- August 27, 2015 Look at the index card with all the financial advice you’ll need
- August 24, 2015 American Express is no longer America’s favorite credit card
- August 23, 2015 How the attempt to fix student loans got bogged down
- August 22, 2015 Need help with money? There’s an app for that.
CA News & Special Reports
2012 Fall Issue: Credit Card Comparison Site Survey Consumer Action looked at 54 sites to determine which ones offer the most useful and complete information to credit card shoppers. To narrow the list, we evaluated them using a checklist of key elements—and 13 met all or most of our criteria. Three sites met all nine criteria. ( Wednesday, October 31, 2012 )
Five Recent Publications
Tập hướng dẫn này gồm 16 trang giúp những người tiêu thụ mắc nợ hiểu cách tránh bị cơ sở đòi nợ kiện, thủ tục pháp lý ra sao nếu bị kiện là điều không thể tránh được, quyền hạn của họ nếu thua kiện và cách điền đơn khiếu nại cơ sở đòi nợ.
This 16-page guide helps consumers who owe money understand how to avoid a debt collection lawsuit, what the legal process is if they can’t avoid being sued, their rights if they lose the suit and how to file a complaint against a debt collector.
A consumer’s guide to ‘chip’ cards. This publication answers credit and debit card customers’ questions about why the transition to “smartcards" is taking place, how the checkout process will change, what consumer protections they will have and where to get more information about chip cards.
A consumer’s guide to choosing a prepaid card. A prepaid card that charges low fees, comes with desirable features and offers strong consumer protections can be a good choice for many consumers. This publication will help you learn how to compare your options and choose the best prepaid card for your needs.
Paying with Plastic or paper A Consumer Action introduction to payment cards. This 2-page fact sheet explains the differences between credit, charge, debit, prepaid and gift cards. It can help you choose the best option for every transaction.
The right overdraft protection plan (Spanish) A wise choice. El gastar más dinero del que tiene en su cuenta de cheques puede resultarle muy caro. Este folleto le informa sobre las consequencias de sobregirar su cuenta, el alto costo de la protección contra sobregiros “de cortesía” y los mejores planes de protección contra sobregiro. Además, le ofrece consejos para evitar el sobregiro de su cuenta desde un principio.
Liz Pulliam Weston is a personal finance columnist whose twice-weekly columns for MSN Money reach more than six million people each month. In her new book she provides a complete action plan for improving your credit score. Credit scores—numbers that sum up your credit…
The U.S. credit reporting system keeps detailed financial histories on more than 200 million Americans. Evan Hendricks' Credit Scores & Credit Reports is a well-informed, informative, and well-written guide to a subject of great and growing importance to consumers. Hendricks, a foremost privacy expert,…
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