Managing Money Topic: Credit

A listing of news items, events, books, and publications on credit.

 

News & Headlines

 

Publications

Tuesday, February 25, 2014

Get Credit for Your Hard Work (2013 Tax Year) (Korean)

Get Credit for Your Hard Work (2013 Tax Year) (Korean) Low-income working taxpayers may qualify for the federal EITC. 근로 소득세액 공제(The Earned Income Tax Credit, EITC)는 저소득 근로계층 납세자들과 가족들이 연방 소득세 신고를 할때 보다 많은 환불을 받을 수 있도록 도와줍니다. 이 안내서는 2013년 과세연도의 EITC에 대한 정보를 담고 있습니다.

The Earned Income Tax Credit (EITC) helps low-income, working taxpayers and families get more money back when they file their federal income tax return. This publication contains EITC guidelines for the 2013 tax year.

Monday, February 24, 2014

Get Credit for Your Hard Work (2013 Tax Year) (Vietnamese)

Get Credit for Your Hard Work (2013 Tax Year) (Vietnamese) Low-income working taxpayers may qualify for the federal EITC. "Tiền được trả về từ thuế thâu nhập EITC (The Earned Income Tax Credit) giúp những người lao động và gia đình của họ có mức thâu nhập thấp nhận thêm tiền thuế trả về khi họ khai thuế liên bang. Nội dung ấn bản này bao gồm các quy định cho mùa thuế 2013."

The Earned Income Tax Credit (EITC) helps low-income, working taxpayers and families get more money back when they file their federal income tax return. This publication contains EITC guidelines for the 2013 tax year.

Tuesday, January 14, 2014

Get Credit for Your Hard Work (2013 Tax Year) (Chinese)

Get Credit for Your Hard Work (2013 Tax Year) (Chinese) Low income working taxpayers may qualify for the Federal EITC. The Earned Income Tax Credit (EITC) helps low income, working taxpayers and families get more money back when they file their federal income tax forms.This publication contains EITC guidelines for the 2013 tax year.

Monday, January 06, 2014

How to send money home

How to send money home Tips for transferring money abroad. Many immigrants send some of their earnings to relatives and friends in their home countries. There are several ways to transfer money to recipients outside the U.S., and different types of financial services and products can help you with this task.

Tuesday, August 13, 2013

Personal Bankruptcy - Your financial fresh start (Spanish)

Personal Bankruptcy - Your financial fresh start (Spanish). Las leyes sobre quiebras fueron ratificadas para permitirle a la gente comenzar de nuevo, y para otorgarle a los consumidores abrumados por la deuda una manera organizada y sistemática de pagar a sus acreedores. Esta publicación detalla las nuevas reglas para declarar la quiebra personal que entraron en vigencia en octubre de 2005.

 

CA News & Special Reports

CA News Logo 2012 Fall Issue: Credit Card Comparison Site Survey Consumer Action looked at 54 sites to determine which ones offer the most useful and complete information to credit card shoppers. To narrow the list, we evaluated them using a checklist of key elements—and 13 met all or most of our criteria. Three sites met… ( Wednesday, October 31, 2012 )

On Our Radar

  • April 23, 2010 Can financial education head off early conomic woes? A commentary in the Huffington Post delves into the problem of twentysomethings who are struggling to make financial ends meet and how financial education can play a role in heading off disaster earlier.
  • August 13, 2009 Prepaid cards: New report finds fees, gotchas A new report finds that upon close examination, prepaid debit cards are laden with numerous types of fees and other gotchas.
  • February 05, 2009 FDIC study: Serving the unbanked and underbanked In the first national survey of banks' efforts to serve unbanked and underbanked individuals and families in their market areas, the FDIC found that improvement may be possible in certain areas.
  • January 30, 2009 Reasons you can't get your credit report fixed A noted national consumer law organization releases a report documenting the abysmal quality of the credit report dispute system provided for by law to protect consumers from errors in their credit reports.
  • December 03, 2008 Old debt gets new rates: Citigroup raises credit card rates An article by Tim Westrich of the Center for American Progress discusses Citigroup's announcement that it would raise its credit card interest rates on 20 percent of its customers, just weeks after accepting $25 billion from the federal government.
 

Coalition

  • April 28, 2014 SECURE Act helps consumers clear up credit reporting errors Data that determines consumers' credit worthiness, and the agencies that handle this data, should be obligated to ensure consumers' information is accurate and their inquiries and disputes are being answered. Consumer Action and advocates urge Senate to support the Stop Errors in Credit Use and Reporting (SECURE) Act, which pushes for more credit reporting transparency and accountability industry-wide.
  • May 20, 2011 Real debt help Consumer groups provide solid advice on debt relief Consumer Action partnered with other national consumer groups to provide tips on how to avoid debt relief scams and bogus mortgage relief assistance. The Get Real Debt Help fact sheet explains debt relief danger signs, rules on upfront fees, and where to turn for real debt help. (Available in Spanish and English).
  • April 14, 2011 Old exceptions to risk-based pricing rule must be removed before Dodd-Frank can work Consumer Action signed onto comments that point out problems with provisions proposed by the Federal Reserve and the FTC that would fail to remove currently-existing exceptions to the risk-based pricing rule (if the creditor makes a credit scoring disclosure) in the Dodd-Frank bill.
  • November 18, 2009 Protect debt-strapped consumers from unscrupulous industry practices Consumer Action filed joint comments, along with 18 other consumer organizations, with the Federal Trade Commission (FTC) supporting amendments to the Telemarketing Sales Rule that would protect debt-strapped consumers from unscrupulous practices by companies that offer to arrange payment plans with their creditors, get their interest rates or fees reduced, or settle their debts for pennies on the dollar.
  • April 17, 2009 Shareholders target predatory credit card practices Consumer Action and the Center for Responsible Lending joined socially responsible MMA Praxis Mutual Funds and the Interfaith Center on Corporate Responsibility to discuss anti-consumer credit card practices that could have a negative impact on shareholders of major card issuers, and the larger economy.
 

BookNotes

Stop Debt Collectors Cover ArtStop Debt Collectors 

Record numbers of people are falling behind on their financial obligations and their debts are being sent to collections. If you're one of them, you know that being contacted by debt collectors can be stressful, especially if they are harassing you, threatening you, and/or…

How YOU Can Profit from Credit Cards Cover ArtHow YOU Can Profit from Credit Cards 

Curtis Arnold, founder of Cardratings.com, passes along techniques he has used to escape credit card debt, "creatively finance" his wedding, car, and home purchases, and earn thousands in credit card "perks" every year. Along the way, he offers advice targeted to young…

Your Credit Score Cover ArtYour Credit Score 

Liz Pulliam Weston is a personal finance columnist whose twice-weekly columns for MSN Money reach more than six million people each month. In her new book she provides a complete action plan for improving your credit score. Credit scores—numbers that sum up your credit…

Solve Your Money Troubles Cover ArtSolve Your Money Troubles 

Everything you need to get out of debt and repair your credit, from the Nolo Press, the pre-eminient self-help legal publisher.

Feeling overwhelmed by your debts? If you're ready to regain your financial freedom, this book is exactly what you need! To make…

Deal with Your Debt Cover ArtDeal with Your Debt 

In Deal with Your Debt, personal finance columnist Liz Pulliam Weston provides strategies for managing debt effectively and reveals how some debt can contribute to your fiscal health and even help build wealth. Weston identifies "toxic debts" and offers advice on paying them off…

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