Curtis Arnold, founder of Cardratings.com, passes along techniques he has used to escape credit card debt, "creatively finance" his wedding, car, and home purchases, and earn thousands in credit card "perks" every year. Along the way, he offers advice targeted to…
Managing Money Topic: Credit
A listing of news items, events, books, and publications on credit.
- February 05, 2016 Toxic loans around the world weigh on global growth
- January 25, 2016 With a little help: Friends vouch for borrowers in new loan model
- January 25, 2016 The surprising psychology of shoppers and return policies
- January 14, 2016 True cost to Amazon of the ‘Amazon Tax’
- January 11, 2016 Filing for Social Security? Choose your start date carefully
CA News & Special Reports
2012 Fall Issue: Credit Card Comparison Site Survey Consumer Action looked at 54 sites to determine which ones offer the most useful and complete information to credit card shoppers. To narrow the list, we evaluated them using a checklist of key elements—and 13 met all or most of our criteria. Three sites met all nine criteria. ( Wednesday, October 31, 2012 )
Five Recent Publications
A consumer’s guide to ‘chip’ cards (Spanish). Esta publicación responde a preguntas sobre tarjetas de crédito y débito, explicando por qué está ocurriendo el cambio hacia "tarjetas inteligentes” (con chip), cómo cambiará el proceso al pagar por sus compras, las protecciones para el consumidor y dónde obtener más información sobre las tarjetas con chip.
A consumer’s guide to choosing a prepaid card (Spanish). Una tarjeta prepagada con tarifas bajas, características atractivas y que ofrezca fuertes protecciones para el consumidor puede ser una buena opción para muchos consumidores. Esta publicación le informará sobre cómo comparar sus opciones y elegir la tarjeta prepagada que mejor se ajuste a sus necesidades.
Credit Scores in the U.S. A guide for students, immigrants and savvy consumers. Establishing credit and building a good credit score is essential, but it can be challenging for consumers who are new to the process, such as students and immigrants. This publication explains what a credit score is, how it is used, how to find out where you stand and what specific steps you can take to build a credit history or improve your score.
When a collector calls: An insider’s guide to responding to debt collectors. Millions of consumers are contacted by debt collectors every year. This concise “insider’s” guide to responding to a debt collection call or letter, written with input from an association of collectors, provides tips for communicating effectively with a collector, exercising and protecting your rights and avoiding debt collection scams.
공정 채권 추심법(the Fair Debt Collection Practices Act, FDCPA)에 대한 이 안내서는 법으로 규정된 채권 추심자들의 의무, 허거된 추심 행위 그리고 불법 추심 행위 등을 소비자들에게 알립니다. 이 안내서는 또한 채권 추심자들로부터의 접촉 차단, 채권 추심자들의 법률 위반시 대처하는 방법, 추가 정보 또는 지원 받는 요령 등에 대한 정보도 제공합니다.
This concise guide to the Fair Debt Collection Practices Act (FDCPA) makes consumers aware of what collectors must do under the law, what they are allowed to do, and what they are prohibited from doing. It also provides information about getting a collector to stop contacting you, what your options are if a collector violates the FDCPA and where to get more information or personal assistance.
Liz Pulliam Weston is a personal finance columnist whose twice-weekly columns for MSN Money reach more than six million people each month. In her new book she provides a complete action plan for improving your credit score. Credit scores—numbers that sum up your credit…
The U.S. credit reporting system keeps detailed financial histories on more than 200 million Americans. Evan Hendricks' Credit Scores & Credit Reports is a well-informed, informative, and well-written guide to a subject of great and growing importance to consumers. Hendricks, a foremost privacy expert,…
Support Consumer Action
Join Our Email List
Managing Money Menu
- Help Desk
- Submit Your Complaints
- Frequently Asked Questions
- Links to Consumer Resources
- Consumer Service Guide (CSG)