Managing Money Topic: Credit

A listing of news items, events, books, and publications on credit.



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CA News & Special Reports

CA News Logo 2012 Fall Issue: Credit Card Comparison Site Survey Consumer Action looked at 54 sites to determine which ones offer the most useful and complete information to credit card shoppers. To narrow the list, we evaluated them using a checklist of key elements—and 13 met all or most of our criteria. Three sites met all nine criteria. ( Wednesday, October 31, 2012 )

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Five Recent Publications

When a collector calls: An insider’s guide to responding to debt collectors

When a collector calls: An insider’s guide to responding to debt collectors. Millions of consumers are contacted by debt collectors every year. This concise “insider’s” guide to responding to a debt collection call or letter, written with input from an association of collectors, provides tips for communicating effectively with a collector, exercising and protecting your rights and avoiding debt collection scams.

The Fair Debt Collection Practices Act (Korean)

The Fair Debt Collection Practices Act (Korean) How it restricts collectors and protects consumers.

공정 채권 추심법(the Fair Debt Collection Practices Act, FDCPA)에 대한 이 안내서는 법으로 규정된 채권 추심자들의 의무, 허거된 추심 행위 그리고 불법 추심 행위 등을 소비자들에게 알립니다. 이 안내서는 또한 채권 추심자들로부터의 접촉 차단, 채권 추심자들의 법률 위반시 대처하는 방법, 추가 정보 또는 지원 받는 요령 등에 대한 정보도 제공합니다.

This concise guide to the Fair Debt Collection Practices Act (FDCPA) makes consumers aware of what collectors must do under the law, what they are allowed to do, and what they are prohibited from doing. It also provides information about getting a collector to stop contacting you, what your options are if a collector violates the FDCPA and where to get more information or personal assistance.

Debtors’ Rights (Korean)

Debtors’ Rights (Korean) Protecting yourself from debt collection lawsuits.

이 16 페이지 가이드는 부채가 있는 소비자들의 채권추심 소송을 피하는 방법, 소송을 피할 수 없을 경우의 법적 절차, 소송에 패했을 경우의 권리 그리고 채권추심자에 대해 소송을 제기하는 방법 등에 대한 이해를 돕습니다. 

This 16-page guide helps consumers who owe money understand how to avoid a debt collection lawsuit, what the legal process is if they can’t avoid being sued, their rights if they lose the suit and how to file a complaint against a debt collector.

Choosing a Prepaid Card - PowerPoint Training Slides

Choosing a Prepaid Card - PowerPoint Training Slides. The Choosing a Prepaid Card PowerPoint training file is available for download in the "Download File" section.

Choosing a Prepaid Card - Seminar lesson plan and class activities

Choosing a Prepaid Card - Seminar lesson plan and class activities. This 24-page packet, only available as a PDF download, contains a detailed curriculum for teaching how to choose, use and manage a prepaid card wisely, and two classroom activities that provide an opportunity for participants to apply what they’ve learned.

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How YOU Can Profit from Credit Cards Cover ArtHow YOU Can Profit from Credit Cards 

Curtis Arnold, founder of, passes along techniques he has used to escape credit card debt, "creatively finance" his wedding, car, and home purchases, and earn thousands in credit card "perks" every year. Along the way, he offers advice targeted to…

Your Credit Score Cover ArtYour Credit Score 

Liz Pulliam Weston is a personal finance columnist whose twice-weekly columns for MSN Money reach more than six million people each month. In her new book she provides a complete action plan for improving your credit score. Credit scores—numbers that sum up your credit…

Credit Scores & Credit Reports Cover ArtCredit Scores & Credit Reports 

The U.S. credit reporting system keeps detailed financial histories on more than 200 million Americans. Evan Hendricks' Credit Scores & Credit Reports is a well-informed, informative, and well-written guide to a subject of great and growing importance to consumers. Hendricks, a foremost privacy expert,…

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