Curtis Arnold, founder of Cardratings.com, passes along techniques he has used to escape credit card debt, "creatively finance" his wedding, car, and home purchases, and earn thousands in credit card "perks" every year. Along the way, he offers advice targeted to young…
Managing Money Topic: Credit
A listing of news items, events, books, and publications on credit.
- July 29, 2015 5 financial milestones to accomplish in your 20s
- July 28, 2015 The cities where people have the most credit card debt
- July 27, 2015 How to build, or rebuild, credit
- July 23, 2015 Obama moves to protect veterans from loan sharks
- July 23, 2015 5 credit card fees you didn’t know existed
CA News & Special Reports
2012 Fall Issue: Credit Card Comparison Site Survey Consumer Action looked at 54 sites to determine which ones offer the most useful and complete information to credit card shoppers. To narrow the list, we evaluated them using a checklist of key elements—and 13 met all or most of our criteria. Three sites met all nine criteria. ( Wednesday, October 31, 2012 )
Five Recent Publications
A consumer’s guide to ‘chip’ cards. This publication answers credit and debit card customers’ questions about why the transition to “smartcards" is taking place, how the checkout process will change, what consumer protections they will have and where to get more information about chip cards.
A consumer’s guide to choosing a prepaid card. A prepaid card that charges low fees, comes with desirable features and offers strong consumer protections can be a good choice for many consumers. This publication will help you learn how to compare your options and choose the best prepaid card for your needs.
Paying with Plastic or paper A Consumer Action introduction to payment cards. This 2-page fact sheet explains the differences between credit, charge, debit, prepaid and gift cards. It can help you choose the best option for every transaction.
The right overdraft protection plan (Spanish) A wise choice. El gastar más dinero del que tiene en su cuenta de cheques puede resultarle muy caro. Este folleto le informa sobre las consequencias de sobregirar su cuenta, el alto costo de la protección contra sobregiros “de cortesía” y los mejores planes de protección contra sobregiro. Además, le ofrece consejos para evitar el sobregiro de su cuenta desde un principio.
How to send money home Tips for transferring money abroad. Many immigrants send some of their earnings to relatives and friends in their home countries. There are several ways to transfer money to recipients outside the U.S., and different types of financial services and products can help you with this task.
Liz Pulliam Weston is a personal finance columnist whose twice-weekly columns for MSN Money reach more than six million people each month. In her new book she provides a complete action plan for improving your credit score. Credit scores—numbers that sum up your credit…
The U.S. credit reporting system keeps detailed financial histories on more than 200 million Americans. Evan Hendricks' Credit Scores & Credit Reports is a well-informed, informative, and well-written guide to a subject of great and growing importance to consumers. Hendricks, a foremost privacy expert,…
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