Curtis Arnold, founder of Cardratings.com, passes along techniques he has used to escape credit card debt, "creatively finance" his wedding, car, and home purchases, and earn thousands in credit card "perks" every year. Along the way, he offers advice targeted to…
Managing Money Topic: Credit
A listing of news items, events, books, and publications on credit.
- January 20, 2017The best way to get rid of a credit card
- January 19, 2017Student loan servicer Navient hit with three government lawsuits
- January 12, 2017Supreme Court considers role of free speech in credit card fees
- January 10, 2017A settlement highlights the complexity of credit scores
- January 09, 2017How to pounce on best credit card offers (before banks pull them)
CA News & Special Reports
2012 Fall Issue: Credit Card Comparison Site Survey Consumer Action looked at 54 sites to determine which ones offer the most useful and complete information to credit card shoppers. To narrow the list, we evaluated them using a checklist of key elements—and 13 met all or most of our criteria. Three sites met all nine criteria. (Wednesday, October 31, 2012)
Five Recent Publications
When a collector calls: An insider’s guide to responding to debt collectors (Spanish). Los cobradores de deudas se comunican cada año con millones de consumidores. Esta guía “del conocedor” concisa sobre cómo responder a una carta o llamada de un cobrador fue escrita con la colaboración de una asociación de cobradores. Le ofrece consejos para comunicarse de manera eficaz con los cobradores, para hacer valer y proteger sus derechos y para evitar a estafadores que se hacen pasar por cobradores.
Debtors’ Rights (Korean). 이 가이드는 소비자들에게 채권추심자들과 대화하는 방법, 채권추심 소송을 당했을 때의 권리 및 옵션, 법적 조치 방지를 위해 할 수 있는 것들, 법률 정보 및 지원 모색, 소송에 대응하는 일반적인 과정, 소송에 패소했을 경우의 권리 그리고 채권추심자에 대한 불만 신고 방법 등에 대한 도움을 제공합니다.
This guide helps consumers understand how to communicate with a debt collector, what their rights and options are when faced with a debt collection lawsuit, steps to take to try to avoid legal action, where to find legal information and advice, the general process of responding to a lawsuit, their rights if they lose the case and how to file a complaint against a collector.
Debtors’ Rights Protecting yourself from debt collection lawsuits. This guide helps consumers understand how to communicate with a debt collector, what their rights and options are when faced with a debt collection lawsuit, steps to take to try to avoid legal action, where to find legal information and advice, the general process of responding to a lawsuit, their rights if they lose the case and how to file a complaint against a collector.
Debt Collection : Know your rights - PowerPoint Slides. This downloadable PowerPoint presentation is designed to be used in conjunction with the “Debt Collection: Know your rights” lesson plan. The slides provide a visual component to the training that will help to engage learners and improve retention.
Debt Collection: Know your rights - Seminar lesson plan and class activities. This packet, only available as a PDF file, provides guidance for teachers and team leaders. It contains a detailed curriculum, classroom activities and take-home worksheets.
Liz Pulliam Weston is a personal finance columnist whose twice-weekly columns for MSN Money reach more than six million people each month. In her new book she provides a complete action plan for improving your credit score. Credit scores—numbers that sum up your credit…
The U.S. credit reporting system keeps detailed financial histories on more than 200 million Americans. Evan Hendricks' Credit Scores & Credit Reports is a well-informed, informative, and well-written guide to a subject of great and growing importance to consumers. Hendricks, a foremost privacy expert,…
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