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Press Release Archive

2020

October

14

September

01

August

11

July

14
09
  • How to get help with your mortgage during COVID-19 (Chinese). 目前有許多因COVID-19新冠肺炎疫情影響而遭受財務損失的房屋業主可能將難以支付房屋抵押貸款。大多數房屋業主都有資格從貸款公司獲得幫助,但是他們必需先提出求助要求。大多數房屋貸款人可以要求一般所謂的“寬限期”,而將房屋抵押貸款的還款時限最多延長至十二個月。因寬限期而推遲繳付的貸款可以在日後將其附加到整筆貸款之尾期,或可另外設定一項協議來逐步償還。在大多數情況下,所欠款項不必一次全部償還。而如果在寬限期截止後,貸款人若還是無法負擔其定期房屋抵押貸款還款額,則可以要求貸款公司進行覆查,而讓他們獲得比較能夠負擔的還款方式。 根據聯邦CARES (新冠病毒疫情援助救難經濟安全法案) 規定,當房屋業主提出要求時,就應得到這項緊急援助。此一法規適用於業主的房屋抵押貸款是由Federal Housing Administration (FHA), Veterans Administration, Rural Housing, Fannie Mae, and Freddie Mac(聯邦住屋行政管理局、退伍軍人行政管理局、鄉村住屋管理機構、房利美、房地美)等聯邦機構擔保或擁有的房屋抵押貸款。而選用私營房屋抵押貸款公司的貸款人也可以從他們的貸款公司獲得援助。 英語能力有限的貸款人如果需要協助,以便了解自己可選擇哪些援助,或希望與房屋抵押貸款公司進行溝通,應該聯繫由聯邦住屋和都市發展局(HUD)核准的住屋諮詢機構。這些機構的認證住屋諮詢顧問可為您提供免費服務。貸款人可以在此查找聯邦住屋和都市發展局(HUD)所批准的諮詢機構,他們用中文及其他多元語言提供諮詢服務:https://apps.hud.gov/offices/hsg
07

June

25

May

07
05

March

24

2019

December

19
05

October

09
  • Consumer Action takes a look at the crisis in drug prices. Consumer Action releases a new issue of Consumer Action News (Fall 2019) looking at the crisis in prescription drug prices. The group surveyed community organizations about the impact of rising drug costs on consumers and examined some of the bills pending in Congress to address the crisis.
02

September

30
  • California funeral homes use loophole to hide prices. Today two national groups – the Funeral Consumers Alliance (FCA) and the Consumer Federation of America (CFA) – and two California-based groups – Consumer Action (CA) and the Funeral Consumers Alliance of California – released a report showing that 26 percent of the 205 funeral homes in six large urban areas in California use a loophole in state law to hide their funeral prices.  The report – Hidden Funeral Prices: An Evaluation of California Funeral Homes Price Disclosure and Lack of Disclosure prepared by FCA and CFA also identified the 46 percent of funeral homes surveyed who prominently display their complete price and service lists.
20

August

09

July

12

May

30

March

07

February

06

January

17
15
 

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