A Message from Consumer Action

Consumer Action's MoneyWi$e educational materials have moved to our Managing Money Project website. Here you may view, download and order bulk copies of the MoneyWi$e materials. Please make a note of the Managing Money Project address— www.managing-money.org —and add it to your address book.




  • A way to save on flights. You've shopped around and bought your flight at the lowest fare you could find. But would waiting have yielded a better deal? If this worries you, consider Yapta.com. Open an account with Yapta -
  • Small firms struggle to pay credit card debt. When Andrew Uribe started building his salsa-making venture, he turned to plastic for start-up money. But the business didn't take off as quickly as he had hoped. Now the entrepreneur in Ellicott City, Md., has
  • Mortgage brokers as naysayers in NY. New York's borrowers could notice a different tone in their discussions with mortgage brokers in coming months, as brokers adjust to a new state law that seeks to stem foreclosures. The legislation, which was passed
  • You can raise credit scores. If you can improve your credit scores, you will probably spend less money, perhaps hundreds or thousands of dollars less each year. Here is how to raise your scores, so you can receive the best
  • A lesson on credit cards. Recently, a subcommittee of the House Committee on Financial Services held a hearing on the marketing tactics companies use to pitch credit cards to college students. It is not the first time the issue has
  • Home equity door slams shut. Some 122,000 borrowers with Countrywide home-equity lines of credit, or HELOCs, received letters in January informing them that they could no longer withdraw funds from their lines. A few months later, thousands of customers of other
  • Dividends start to crumble. The credit crisis and economic slowdown have become so grave that many companies are chopping dividend payments to their shareholders. Financial institutions, reeling from the rise in foreclosures and ensuing credit crunch, are making the
  • Help for homeowners hangs in the balance. Congress left town for the July 4 recess with a half-baked cake in its legislative oven -- one that has huge potential significance for the housing and mortgage markets. The relief package left unfinished is designed
  • Credit card overhaul seems likely. Consumer advocates say regulation of the credit card industry has long been without teeth. But as card holders struggle under the weight of big balances, high interest rates and fees, their pleas to lawmakers for
  • New ways to save on drugs. We've reached a dubious health milestone: More than half of insured Americans are now taking at least one "maintenance" drug for a chronic condition, according to a recent health industry report. Wal-Mart (WMT, Fortune 500), which
  • Home equity credit line delinquencies hit high. The troubled economy is leaving consumers with increasingly tough decisions about which debts to pay first, and in some cases, which to pay at all. In the latest indication of these pressures, late payments on
  • Student loan changes good for borrowers. Like your driver's license and your high school diploma, your first student-loan payment is one of those milestones that mark the journey from youth to adulthood. But if you graduated with lots of debt, this
  • E-prescription networks merge. The nation's two electronic prescription networks plan to announce today that they are merging in an effort to encourage the adoption of their technology by doctors and patients. Alexandria-based SureScripts and St. Paul, Minn.-based
  • Wachovia quits offering risky mortgage option. Wachovia said it will quit offering a mortgage payment option that allows borrowers to pay less each month than the bank charges in interest. The choice to pay less was one of the options of


  • Mortgage meltdown was no accident. George Mitchell's wife, Lillian, took her last breath in the house she loved, on New Year's Day 2006. "Right there in that spot," says George, 77, nodding to the far end of his worn, floral-print couch. "I
  • Carry-on luggage to get more scrutiny. Admit it. That chunky carry-on bag of yours would never fit into the sample box displayed outside the airport gate. Don't expect that bag to get a free ride for long. Checked bags are now
  • Northeast braces for home heating oil increases. New Englanders struggling this summer to pay gas prices topping $4 a gallon should brace for more bad news — home heating oil costs next winter are expected to hit record highs. One retail heating oil dealer
  • Obama knows firsthand about debt. Far too many people are buckling under the strain of running a household as consumer prices rise, home values decline and banks tighten up on credit. There's such financial distress across the country because of
  • Bring product placement into the open. I love TiVo. The ability to skip TV commercials is right up there with microwave popcorn as one of those life-altering advances that make the world a better place. Not surprisingly, though, broadcasters and advertisers

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