Keeping Your Home. People who plan, budget and save for successful homeownership have a much better chance of keeping a roof over their heads and building wealth as property values increase over the years. This brochure covers the financial responsibilities of homeownership and how to manage them, how to maintain and protect your property, and how to build and preserve your home equity.

Successful Homeownership Leader’s Guide. Buying a home is a major achievement. But successful homeownership does not begin and end when the closing documents are signed. This Leader’s Guide provides information and background to help you teach prospective, new and established homeowners what they need to know to be successful at homeownership.

Successful Homeownership - Seminar Lesson Plan & Class Activities. This PDF packet provides guidance for teachers and team leaders. The 20-page packet contains a detailed curriculum, classroom activities and take home worksheets.

Successful Homeownership - Powerpoint Training Slides. The Successful Homeownership Powerpoint training file is available for download in the "Download File" section.

No pierda su casa. Las personas que planifican, hacen un presupuesto y ahorran para tener éxito como dueñas de casa tiene muchas más posibilidades de mantener su hogar e incrementar su patrimonio a media que el valor de su propiedad aumente con los años. Este folleto explica las responsabilidades financieras de los propietarios de una vivienda y cómo administrar estas responsabilidades, cómo mantener y proteger su hogar, y cómo aumentar y conservar el valor líquido de su vivienda.

You Can Buy a Home - Powerpoint Training Slides. This Powerpoint training file is available for download in the "Download File" section.

You Can Buy a Home - Seminar Lesson Plan. This PDF packet provides guidance for teachers and team leaders. The 22-page packet contains a detailed curriculum, classroom activities and take home worksheets.

Buying a Home Leader’s Guide. The Buying a Home Leaderʼs Guide provides detailed information, written in question-and-answer format, to help teach potential homebuyers how to navigate the often complex process of purchasing a home. The guide covers such topics as how to choose a real estate professional, how to qualify for a mortgage, and what is involved in the settlement (closing) process. It also explains unfamiliar terms and provides tips and suggestions to help the purchase process go more smoothly.

True Life Stories. Homeownership is a primary path to achieving financial security, and homeownership helps communities remain stable. This publication, available in Spanish and English in the popular "novella" (comic book) style, addresses some of the key mortgage, lending and financial management issues faced by homeowners.

Temas De La Vida Real. La compra de una vivienda es un camino principal para alcanzar la seguridad financiera y ayuda a que las comunidades permanezcan estables. Esta publicación, disponible en español e inglés en el popular formato de historieta, trata sobre los temas más importantes que los compradores de viviendas enfrentan, como las hipotecas, asuntos de préstamos y manejo de las finanzas.

The Keys to Homeownership (2007)(Chinese). 購屋可說是你這輩子所做的最重大的一件事。在這本手冊中，我們專門為可能成為屋主的人提供一系列購屋要訣，包括購屋前的準備，預估購屋花費，尋找合適的房子，還擇合適的房屋抵押貸款比價及下訂單房屋。

Buying a home is one of the most important purchases you'll ever make. In this brochure, we cover key topics for potential homeowners, including preparing to buy a home, predicting homeownership costs, finding the right home, shopping for a mortgage and making an offer.

The Keys to Homeownership (2007). Buying a home is one of the most important purchases you'll ever make. In this brochure, we cover key topics for potential homeowners, including preparing to buy a home, predicting homeownership costs, finding the right home, shopping for a mortgage and making an offer.

Sí puede comprar una casa (2007). La compra de una vivienda es una de las compras más importantes en la vida. Este folleto trata sobre los temas más importantes para los posibles compradores de una vivienda, incluyendo cómo hacer la compra de una casa, cómo anticipar los costos de ser propietario, cóm encontrar el hogar ideal, cómo comparar préstamos hipotecarios y hacer una oferta.

Saving your home from foreclosure (Chinese). 當你付不起房屋抵押貸款時﹐貸款公司就會以法律行動將你的房子查封拍賣。如果在面臨這種情況時你瞭解有關個人的選擇權而且採取適當的行動﹐也許能夠保住家園﹐或者至少減輕一些房子被查封拍賣所造成的財務損失。

Foreclosure is the legal process that your mortgage lender uses to take your home when you fall behind on your mortgage payments. If you are faced with foreclosure, you can work to save your home—or at least limit the financial damage caused by foreclosure—if you understand your options and take the appropriate steps.

Saving Your Home from Foreclosure. Foreclosure is the legal process that your mortgage lender uses to take your home when you fall behind on your mortgage payments. If you are faced with foreclosure, you can work to save your home—or at least limit the financial damage caused by foreclosure—if you understand your options and take the appropriate steps.

Cómo proteger su casa de una ejecución hipotecaria. La ejecución hipotecaria es el proceso legal que el prestamista hipotecario utiliza para quitarle su casa cuando usted se atrasa con las cuotas de su préstamo. Si usted corre el riesgo de una ejecución hipotecaria, puede proteger su casa (o por lo menos limitar el daño financiero que causa una ejecución hipotecaria) si entiende sus opciones y sigue los pasos adecuados.

Disaster Relief Resources. This free fact sheet is designed to help you assist homeowners in your community to access benefits and protections to help them save their homes from default and foreclosure. The resources listed in this fact sheet are legitimate statewide or national programs available to disaster-impacted homeowners at low or no cost.

Recursos de Asistencia en Caso de Desastres. Este folleto gratuito ha sido diseñado para ayudarle a usted a asistir a los propietarios de vivienda de su comunidad a acceder a beneficios y protecciones para que puedan evitar perder sus casas por incumplimiento de pago o ejecución hipotecaria. Los recursos listados en este folleto son programas nacionales o estatales legítimos y están disponibles para los propietarios de viviendas afectados por los desastres naturales a un bajo costo o sin costo alguno.

Before You Buy a Home (2006). Checklist of items for homebuyers who have already found a home they wish to buy. Topics include checking neighborhoods, verifying building permits, using a home inspector, and considering all costs of homeownership.

Fighting Back Against Housing Discrimination (2006). This publication outlines the process of filing a housing discrimination complaint with the U.S. Department of Housing and Urban Development (HUD).

Financing Home Repairs (2006). This publication outlines some ways to finance repairs and improvements to your home and how to protect yourself from home improvement problems that might cost you money. It covers personal loans, Federal Housing Authority (FHA) loans, home equity loans, and for veterans who live in California, CalVet loans.

Don’t Lose Your Home (2006). A brochure that explains how a "home equity loan" allows you to borrow money against your home's equity. However, your home secures the loan; if you are unable to make the home equity loan payments, you can lose your house. This fact sheet explains the need for caution when agreeing to such loans.

No pierda su casa (2006). Un folleto que explica cómo un "préstamo sobre el valor líquido de la vivienda" le permite obtener dinero contra el valor líquido de su casa. Pero si no puede pagar los pagos del préstamo, puede perder su casa. Este folleto explica porqué es necesario tener cuidado con estos préstamos.

Know the Signs of Housing Discrimination (2006). Minorities, families with children and people with disabilities often are denied housing because of the unfair and illegal practice known as housing discrimination.

Before You Add Someone To Your Title (2006). There are just a few valid reasons to amend your homeownership by adding another person’s name to the title to your home. This is also called transferring title. If you transfer all or part of your ownership to another person, you lose control.

Inspection reports. Home inspection and hazard reports detail existing and potential problems with the home or property you are considering. These reports can help you decide whether repairs or mitigations (cures or preventative efforts) are needed.

Informes de inspección. Las inspecciones y los informes de peligros detallan problemas existentes y potenciales de la vivienda o propiedad que usted está considerando adquirir. También pueden ayudarle a decidir si es necesario hacer reparaciones o mitigaciones (curas o prevenciones).

Stop Housing Discrimination In Your Community - Leader’s Guide. A guide to help community-based organization staff educate their clients about housing discrimination. Includes information about how to identify housing discrimination, who and what is covered under the Fair Housing Act, how to file a housing discrimination complaint with HUD and more.

Conozca las señales de la discriminación en la vivienda. Esta publicación contiene consejos sobre cómo identificar la discriminación en la vivienda en una variedad de transacciones.

Discrimination in Housing is Illegal. This publication explains what housing discrimination is, what types of housing transactions are covered, and the role of the U.S. Department of Housing and Urban Development (HUD) in countering it.

La discriminación en la vivienda es ilegal. Este folleto explica qué es la discriminación en la vivienda, cuáles las transacciones de vivienda cubiertas y el papel del Departamento de la Vivienda y Desarrollo Urbano de EUA (HUD, por sus siglas en inglés) en ofrecer asistencia.

La lucha contra la discriminación en la vivienda. Este folleto describe el proceso de presentar una queja con el Departamento de Vivienda y Desarrollo Urbano de EE UU (HUD, por sus siglas en inglés).

Questions and Answers About Home Equity Loan Fraud. A manual for community and consumer advocates working to educate senior, low income and minority home owners about the dangers of home equity loan fraud. Topics covered include home improvements, hiring a contractor, warning signs of fraud and the possibility of losing your home through a home equity loan.

Real Estate Terms You Should Know. A fact sheet that lists real estate terms that are helpful to know if you own or are thinking of buying you own home.

Definición de términos de bienes raíces. Hoja informativa que presenta terminología de bienes raíces que le será útil si piensa comprar una casa.

Compra de una casa. Hoja informativa que discute varios puntos importantes que se deben considerar antes de comprar una casa, como si está o no a su alcance y si usted tiene todos los permisos necesarios para las reparaciones y mejoras.

Antes de incluir a otra persona en su título de propiedad. Hoja informativa que describe varios puntos que se deben considerar antes de incluir a otra persona en el título de propiedad de su vivienda, como el hecho de que se está otorgando derechos de propiedad y control a otra persona.

Financiamiento de reparaciones en su vivienda. Hoja informativa que discute varias formas de financiar reparaciones y mejoras en su hogar, como contratos de pignoración y préstamos para mejoras de la vivienda de FHA Title 1. 60.