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Coalition Efforts

Consumer Action is working on these important issues along with other organizations. If you would like to know more about these issues, please see "More Information" at the end of each article.
 

Postings

Advocates warn that HUD’s disaster relief program is too limited in scope
In an official letter to the U.S. Department of Housing and Urban Development (HUD), advocates urge HUD to improve its efforts to expedite the process for borrowers in disaster areas to access loss mitigation. While a good start, The Disaster Standalone Partial Claim program does not do enough for borrowers in disaster areas that have not yet fully recovered, and the program includes vague and unnecessary eligibility requirements that will impose unnecessary barriers to mortgage relief.

ED's latest regulatory rollback favors scam schools over students and taxpayers
Consumer Action joined more than 60 organizations and advocates in submitting joint comments on the U.S. Department of Education's proposal to eliminate the gainful employment rule that protects students and taxpayers from spending money on career education programs that do not prepare students for gainful employment as required under federal law. The coalition urged the Department to abandon their proposal to eliminate the existing rule and instead start properly enforcing the current rule.

Protect consumers from excessive airline fees
Consumer Action joined seven other coalition advocates in urging Congress to support the bipartisan FAIR Fees provision that was included in S.1405, the Federal Aviation Administration Reauthorization Act of 2017. Under the FAIR Fees provision airlines would be prevented from charging flight change and cancellation fees that are unreasonable and disproportionate to the cost of providing the service. The Department of Transportation would also develop standards for helping assess the reasonableness of other common airline fees.

Senate should reject Kraninger for CFPB Director
Eighty civil rights and consumers groups wrote to Congress, urging a “no” vote on the nomination of Kathy Kraninger to head the Consumer Financial Protection Bureau. Kraninger has no record of protecting consumers or standing up to powerful Wall Street special interests—key traits we all want in America’s chief consumer advocate. Americans deserve a consumer champion at the CFPB, not someone will continue Mick Mulvaney’s anti-consumer agenda.

It’s buyer beware with the SEC’s latest best interest proposal
Coalition advocates called on the Securities and Exchange Commission to clarify its proposed “best interest” standard, and asked that it make the required disclosures much easier to understand for consumers. They also asked the SEC make the standard no less stringent than the Advisers Act fiduciary standard. Otherwise, unsuspecting investors may not be aware that their advisers are selling them products they don’t need in order to turn a profit.

Payday alternative loans shouldn’t permit cycle of high-cost debt
In a letter to the National Credit Union Administration, more than 100 coalition advocates oppose changes that would permit credit unions to charge an unlimited number of fees on short-term loans, resembling payday loan debt.

Health insurance tax would hit seniors hard
An approximate $22 billion health insurance tax (HIT) is scheduled to impact 20 million seniors and disabled individuals enrolled in Medicare Advantage in 2020. In a letter, coalition advocates urged Congress to delay the HIT for 2020, otherwise millions of American seniors and others with health insurance coverage could face a major premium increase, including $500 in additional annual premiums for the typical Medicare Advantage couple.

FCC's Lifeline program critical to victims of domestic violence
The support the Federal Communications Commission’s (FCC) Lifeline program provides is vital, especially for survivors of domestic violence. Yet, the FCC is proposing to cut the program—a decision that could impact 70 percent of Lifeline subscribers. This proposal would raise the costs of service and put affordable, essential communications out of the reach of the most vulnerable members of society, including victims and survivors of domestic violence whose access to affordable communications can be a matter of life and death.

The CFPB's consumer education programs must be protected
In open comments to the agency, advocates urged the Consumer Financial Protection Bureau (CFPB) to keep its education programs, just one component in its set of consumer protection tools. Other Bureau responsibilities, including its enforcement and rulemaking authority, should also be utilized to fully protect consumers in accordance with the CFPB’s mission.

Protecting Pell Grants in 2019 spending bill is critical for strong, diverse economy
As Congress works to finalize the education spending bill, advocates call on appropriators to support a robust Pell Grant fund. At a time when a postsecondary credential or degree is an increasingly necessary gateway to a meaningful career, a strong Pell Grant is critical to ensuring that students from all financial backgrounds are able to participate and grow a strong, diverse economy.

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