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Financial tips 2018 on taxes, savings and insurance

Source: Adam Shell, USA Today

Insurance isn’t sexy. In fact, it’s boring. But insurance is the foundation of any financial plan, as it protects people from catastrophic losses that can wipe them out. Jan. 1 is the time to make sure your family has enough life insurance to pay for the kids’ college, keep current on the mortgage and fund other living costs in the event you or another breadwinner in the family dies, causing a loss of income.

Taxpayers should analyze how to minimize financial damage caused by changes to the tax code that reduce take-home pay or make owning a home more expensive.

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