Considering trip insurance benefits

Source: Sandra Block, USA Today

Planning a vacation? Pack a book. Better yet, pack two. One book to read on the beach — and another to read while you’re waiting for your plane to take off.
On Valentine’s Day, an ice storm left hundreds of JetBlue passengers stuck on the tarmac in New York, some of them for nearly 10 hours. In late December, passengers on an American Airlines flight sat on the ground in Austin for eight hours. And this past weekend, a winter storm forced more than 1,000 travelers to spend the night at Chicago’s O’Hare airport.

It’s enough to make you stay home. But there’s an inch of ice on your car, your skin is chapped and you just want to feel the sun on your face. What to do? One option to consider: travel insurance. While travel insurance won’t rescue you from a grounded plane, it could make your journey more comfortable.

Most people buy travel insurance to reimburse themselves for plane fares and other costs if an unforeseen event, such as a medical emergency, forces them to cancel an expensive vacation. But most policies also provide coverage for unfortunate events that happen during your trip.

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