Managing MoneyManaging Money (www.managing-money.org) is a financial literacy clearinghouse featuring Consumer Action’s award-winning multilingual educational materials, headline news on personal finance topics and recommended publications created by other organizations and government agencies. The materials focus on financial services, sound financial planning and debt management, saving for emergencies and retirement and how to avoid frauds and scams.
- May 22, 2015 Debt collection: How long before you can't be sued?
- May 21, 2015 Start-up makes loans based on loyalty when banks will not
- May 21, 2015 Credit bureaus agree to fix errors faster
- May 21, 2015 FCC warns Internet providers they’re on the hook for user privacy
- May 21, 2015 One in seven U.S. cars just got recalled. What to do if one is yours
CA News & Special Reports
Consumer Action INSIDER - May 2015 This month's Consumer Action INSIDER brings you articles about Consumer Action's recognition as an innovative consumer advocacy group, a financial fraud toolkit for advocates, our San Francisco office move, recent actions at the CFPB and a run-down on what we've been working on in coalitions. In this issue, a series on planning for retirement begins, and Hotline Chronicles looks at technical college degrees that don't help students find jobs. ( Thursday, April 30, 2015 )
The right overdraft protection plan A wise choice. Spending more money than is in your checking account can be a costly mistake. This fact sheet presents the consequences of overdrawing your account, the high cost of “courtesy” overdraft coverage, the better overdraft protection plans that exist and tips for avoiding overdrafts altogether.
Student Loan and Education Resource List. This concise, five-page guide provides resources to help beginning students figure out what their college education financing options are, what they can afford, which schools are worth the cost and how to get the student loan process started. Current and former students can benefit from the sections on loan repayment and what to do if the loan goes into default. The publication includes resources specifically for veterans.
The Fair Debt Collection Practices Act How it restricts collectors and protects consumers. This concise guide to the Fair Debt Collection Practices Act (FDCPA) makes consumers aware of what collectors must do under the law, what they are allowed to do, and what they are prohibited from doing. It also provides information about getting a collector to stop contacting you, what your options are if a collector violates the FDCPA and where to get more information or personal assistance.
Debtors’ Rights Protecting yourself from debt collection lawsuits. This 16-page guide helps consumers who owe money understand how to avoid a debt collection lawsuit, what the legal process is if they can’t avoid being sued, their rights if they lose the suit and how to file a complaint against a debt collector.
Q&A about protecting your finances for servicemembers and vets. This backgrounder expounds on the topics introduced in the companion brochure. Presented in Q&A format, the guide answers dozens of questions for servicemembers and veterans, ranging from how to avoid predatory lenders and take advantage of mainstream financial services to how to handle student loans and deal with debt collection issues.
Friday, January 23, 2015
California Lifeline carrier search tool. The California Public Utility Commission (CPUC) has a multilingual tool that enables consumers to search for California LifeLine service providers.
Tuesday, January 13, 2015
Owning a Home. Designed by the Consumer Financial Protection Bureau, Owning a Home features an interactive, online set of resources and tools to help borrowers.
Wednesday, September 18, 2013
Public access online to Home Mortgage Disclosure Act (HMDA). The Consumer Financial Protection Bureau (CFPB) launched an online tool to provide consumers with easy access to public mortgage information collected under the Home Mortgage Disclosure Act (HMDA). The tool enables greater transparency by helping inform people of trends in their local mortgage markets.
Monday, December 19, 2011
Working Cars for Working Families. Working Cars for Working Families is a project of the National Consumer Law Center to help people get good used cars.
Monday, December 19, 2011
Chronology of Data Breaches. Privacy Rights Clearinghouse has been tracking breaches since 2005 and publishes a Chronology of Data Breaches.
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