A Message from Consumer Action

Consumer Action's MoneyWi$e educational materials have moved to our Managing Money Project website. Here you may view, download and order bulk copies of the MoneyWi$e materials. Please make a note of the Managing Money Project address— www.managing-money.org —and add it to your address book.

Managing Money

Managing Money (www.managing-money.org) is a financial literacy clearinghouse featuring Consumer Action’s award-winning multilingual educational materials, headline news on personal finance topics and recommended publications created by other organizations and government agencies. The materials focus on financial services, sound financial planning and debt management, saving for emergencies and retirement and how to avoid frauds and scams.

 
 

News

( View More News )

 

CA News & Special Reports

CA News Logo Consumer Action INSIDER - November 2019 The November 2019 issue of the Consumer Action INSIDER announces JPMorgan Chase's funding of Consumer Action's innovative new fintech initiative to help underserved consumers reach their financial goals; gives an overview of our National Consumer Empowerment Conference, held in September outside of Chicago (featuring a presentation from CFPB Director Kathy Kraninger); informs readers of what action to take when they believe they're being scammed by a contractor operating on "behalf of" the federal/state Weatherization Assistance Program; updates readers on the Consumer Financial Protection Bureau's work; and more. (Friday, November 01, 2019)

( View More CA News )

 

Five Recent Publications

Just Say No to Scams (Chinese)

Just Say No to Scams (Chinese).

每年許多毫無戒心的消費者被欺詐騙取高達數百萬元,儘管如此,我們仍有辦法幫你避免成為詐騙受害者。這本指南將協助消費者瞭解騙子誘騙受害者的手段,認清並迴避掉入詐騙陷阱,同時學習如何預防受騙,以及知道如何向相關部門報案。

Scammers cheat unsuspecting consumers out of millions of dollars each year, but there are ways to avoid becoming a scammer’s next victim. This guide will help consumers understand how crooks reel in their prey, recognize and evade scam attempts, and learn about scam prevention and reporting resources.

Freeze Your Credit File (Spanish)

Freeze Your Credit File (Spanish) Leave ID thieves out in the cold.

El “congelamiento de seguridad” es una herramienta para ayudarle a prevenir el robo de identidad y evitar que impostores utilicen su información personal para establecer crédito. Esta publicación explica cómo “congelar” su crédito, lo cual previene que se establezca crédito nuevo a nombre suyo hasta que usted suspenda provisionalmente el congelamiento o le retire de forma permanente.

Tax basics for earners in the ‘sharing economy’ (Korean)

Tax basics for earners in the ‘sharing economy’ (Korean).

공유 경제는 여가 시간을 이용해 부수입을 올리는 것을 가능하게 할 수도 있고 주 수입원이 될 수도 있습니다. 어떤 쪽이든 돈을 버는 것은 세무 상황에 영향을 줄 것입니다. 이 안내서는 세무 조언을 위한 것은 아니지만 수입과 비용을 정확하게 보고하는 방법, 자격이 있는 모든 공제를 활용하는 것이 좋은 이유, 예상치 못한 문제를 피하는 방법, 그리고 추가 정보와 도움을 얻을 수 있는 곳 등에 대해 설명하고 있습니다.

The sharing economy might enable you to put a little extra cash in your pockets in your spare time, or it could be your primary source of income. Either way, earning money will have an impact on your tax situation. This publication, while not tax advice, will help you understand how to report your income and expenses accurately, why you should take advantage of all the deductions you’re entitled to, how to avoid an unpleasant surprise when you file your tax return, and where to get more information and assistance.

Get Credit for Your Hard Work (2018 Tax Year)

Get Credit for Your Hard Work (2018 Tax Year) Low-income working taxpayers may qualify for the federal EITC.

The Earned Income Tax Credit (EITC) helps low-income working taxpayers and families get more money back when they file their federal income tax return. This publication contains EITC guidelines for the 2018 tax year.

Freeze Your Credit File

Freeze Your Credit File Leave ID thieves out in the cold.

A credit file “security freeze” is a preventive tool to help you avoid identity theft and to block impostors from using your personal information to establish credit. This publication explains how to “freeze” your credit file, which prevents new credit from being established in your name until you temporarily or permanently lift the freeze.

More publications »

 

Recommended Publications

Friday, January 05, 2018

Mortgage loan relief for disaster victims. The National Consumer Law Center (NCLC) has produced a guide to assist those helping homeowners struggling after a hurricane, flood, fire or other natural disaster.

Friday, September 23, 2016

Spanish-English glossary of real estate terms. A new Spanish-English glossary of commonly used real estate terms has been released to help real estate agents and brokers make the home buying process more manageable for consumers who seek to better understand the complexities of a mortgage transaction in Spanish. The glossary offers both formal and colloquial translations of key mortgage terms.

Tuesday, June 14, 2016

2016 Car Insurance & Credit Scores Report by WalletHub Cover Art 2016 Car Insurance & Credit Scores Report by WalletHub. The WalletHub study gives us information on the connection between credit scores and car insurance.

Friday, September 04, 2015

CFPB Monthly Complaint Report: Credit Reporting Issues. Complaint reports from the Consumer Financial Protection Bureau (CFPB) focus on a different issue each month providing a snapshot of complaint trends by type, state and company, and highlight actual complaints reported by consumers.

Friday, January 23, 2015

California Lifeline carrier search tool. The California Public Utility Commission (CPUC) has a multilingual tool that enables consumers to search for California LifeLine service providers.

( View More Recommended )

 

Quick Menu

Support Consumer Action

Support Consumer

Join Our Email List

Optional Member Code
Facebook FTwitter T

MoneyWise Modules

Managing Money Topics

Help Desk

Advocacy