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Managing Money

Managing Money (www.managing-money.org) is a financial literacy clearinghouse featuring Consumer Action’s award-winning multilingual educational materials, headline news on personal finance topics and recommended publications created by other organizations and government agencies. The materials focus on financial services, sound financial planning and debt management, saving for emergencies and retirement and how to avoid frauds and scams.

 
 

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CA News & Special Reports

CA News Logo Consumer Action INSIDER - April 2021 The April 2021 issue of Consumer Action INSIDER describes our new Share Financial Data with Care FinTech educational campaign to help consumers stay security savvy while using financial technology apps and online platforms; outlines how our FinTech work has helped consumers save money, even during the pandemic; tells readers how to get out of an unwanted auto-renewal service; details our latest webinar on food insecurity during the pandemic (part of our COVID-19 Educational Project); presents the Consumer Financial Protection Bureau's latest work to protect students, homeowners and retirees; details our recent coalition efforts; shares the latest happenings at the Consumer Financial Protection Bureau; and announces new settlements posted in our Class Action Database. (Wednesday, March 31, 2021)

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Five Recent Publications

Privacy and security when using FinTech apps (Spanish)

Privacy and security when using FinTech apps (Spanish) Comparta datos financieros con precaución.

Esta publicación le ofrece al usuario de fintech el conocimiento que le permitirá tomar decisiones prudentes cuando elija y utilice aplicaciones fintech, tomar medidas eficaces para proteger la seguridad de los datos de sus cuentas financieras, y comprender sus opciones si algo va mal. (Nuestra guía complementaria, Lo que debe saber sobre cómo funcionan las aplicaciones ‘fintech’, ofrece un resumen de la tecnología financiera y sobre lo que el usuario debe considerar con respecto a la privacidad y seguridad antes de seleccionar y utilizar herramientas financieras digitales.)

This fact sheet gives FinTech users the knowledge to make wise decisions when choosing and using FinTech apps, take effective steps to keep their financial account data safe, and understand their options if something goes wrong. (Our companion guide, What you need to know about how FinTech apps work, offers an overview of financial technology and what privacy and security considerations users should be aware of before choosing and using digital financial tools.)

What you need to know about how FinTech apps work (Spanish)

What you need to know about how FinTech apps work (Spanish) Comparta datos financieros con precaución.

La tecnología financiera puede ofrecerle atractivos beneficios al consumidor que desea manejar sus finanzas de forma digital. Pero, como con cualquier herramienta o servicio de internet, las aplicaciones fintech deben seleccionarse y utilizarse de forma prudente. Esta publicación explica los tipos de herramientas fintech disponibles, cómo funcionan, y cómo afectan la privacidad y seguridad de sus datos. (Nuestra guía complementaria, Privacidad y seguridad para usuarios de aplicaciones ‘fintech’, le ofrece consejos para administrar y proteger sus datos.)

Financial technology can offer attractive benefits for consumers who want to take their personal finances digital. But, like all internet-based tools and services, FinTech apps need to be chosen and used with care. This publication explains the types of FinTech tools available, how they work, and what that means for your data privacy and security. (Our companion guide, Privacy and security when using fintech apps, offers actionable tips for managing and protecting your data.)

Privacy and security when using FinTech apps

Privacy and security when using FinTech apps Share financial data with care.

This fact sheet gives FinTech users the knowledge to make wise decisions when choosing and using FinTech apps, take effective steps to keep their financial account data safe, and understand their options if something goes wrong. (Our companion guide, What you need to know about how FinTech apps work, offers an overview of financial technology and what privacy and security considerations users should be aware of before choosing and using digital financial tools.)

What you need to know about how FinTech apps work

What you need to know about how FinTech apps work Share financial data with care. Financial technology can offer attractive benefits for consumers who want to take their personal finances digital. But, like all internet-based tools and services, FinTech apps need to be chosen and used with care. This publication explains the types of FinTech tools available, how they work, and what that means for your data privacy and security. (Our companion guide, Privacy and security when using fintech apps, offers actionable tips for managing and protecting your data.)

Get Credit for Your Hard Work (2020 Tax Year) (Korean)

Get Credit for Your Hard Work (2020 Tax Year) (Korean) 저소득 근로 납세자들은 연방 근로 소득세액 공제(EITC)를 받을 자격이 있을 수 있습니다.

근로 소득세액 공제(the Earned Income Tax Credit, EITC)는 저소득 근로계층 납세자들과 가족들이 연방 소득세 신고를 할때 보다 많은 환불을 받을 수 있도록 도와줍니다. 본 출판문은 2020 과세 연도 EITC 지침을 포함한다 (2021년 4월 세금 납세).

The Earned Income Tax Credit (EITC) helps low-income working taxpayers and families get more money back when they file their federal income tax return. This publication contains EITC guidelines for the 2020 tax year (for taxes due in April 2021).

NOTE: Announced on Dec. 20, a “lookback” provision will allow low-income workers to apply their 2019 earned income to their 2020 tax returns for the purposes of calculating the EITC or Additional Child Tax Credit (ACTC). For both these credits, the more you earn (while still remaining below the maximum), the higher your credit. The lookback measure will allow filers to receive a credit in line with their normal earnings level, rather than be penalized with a lower credit on top of reduced 2020 earnings caused by the pandemic. However, taxpayers must actively “opt in” to the lookback provision (it won’t automatically occur).

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Recommended Publications

Sunday, April 19, 2020

Chronology of Data Breaches Cover Art Chronology of Data Breaches. Privacy Rights Clearinghouse has been tracking breaches since 2005 and publishes a Chronology of Data Breaches.

Friday, January 05, 2018

Mortgage loan relief for disaster victims. The National Consumer Law Center (NCLC) has produced a guide to assist those helping homeowners struggling after a hurricane, flood, fire or other natural disaster.

Friday, September 23, 2016

Spanish-English glossary of real estate terms. A new Spanish-English glossary of commonly used real estate terms has been released to help real estate agents and brokers make the home buying process more manageable for consumers who seek to better understand the complexities of a mortgage transaction in Spanish. The glossary offers both formal and colloquial translations of key mortgage terms.

Tuesday, June 14, 2016

2016 Car Insurance & Credit Scores Report by WalletHub Cover Art 2016 Car Insurance & Credit Scores Report by WalletHub. The WalletHub study gives us information on the connection between credit scores and car insurance.

Friday, September 04, 2015

CFPB Monthly Complaint Report: Credit Reporting Issues. Complaint reports from the Consumer Financial Protection Bureau (CFPB) focus on a different issue each month providing a snapshot of complaint trends by type, state and company, and highlight actual complaints reported by consumers.

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