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Managing Money

Managing Money (www.managing-money.org) is a financial literacy clearinghouse featuring Consumer Action’s award-winning multilingual educational materials, headline news on personal finance topics and recommended publications created by other organizations and government agencies. The materials focus on financial services, sound financial planning and debt management, saving for emergencies and retirement and how to avoid frauds and scams.
 
 

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CA News & Special Reports

CA News Logo Consumer Action INSIDER - May 2017 The May 2017 issue of Consumer Action's monthly newsletter gives you an update on our efforts to educate seniors on elder fraud and scams; details the DASH for the STASH investor education initiative; tells the story of one homeowner with out-of-control homeowners insurance rates; and more. (Monday, May 01, 2017)

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Five Recent Publications

Get a car loan (Chinese)

Get a car loan (Chinese) That’s in your best interest. 如果你正在尋求貸款購買新車或二手車,即使你的信用記錄很差,你還是可以有很多選擇。然而,逾期付款和其它信用問題則會令貸款公司把你列為高風險客戶,並因此提高你的貸款利率。每家貸款公司的利率都有所不同,因此要貨比三家才能找到最划算的貸款。 If you are seeking financing for a new or used car, you could have many options even if you have a poor financial history. However, late payments and other credit problems signal lenders that you are a risky customer, which will increase the interest rate on the loans available to you. There are differences between lenders—so shop around to find the best deal.

Get a car loan (Korean)

Get a car loan (Korean) That's in your best interest. 새차 혹은 중고차 구매를 위한 융자가 필요하신 경우 여러분에게 부정적인 금융 거래 기록이 있다 할지라도 여러종류의 선택사항이 있을 수 있습니다. 하지만 상환 지연이나 그 외의 다른 신용 문제들은 융자업체들에게 여러분이 받을 융자의 이자율을 높여야 하는 위험한 고객이라는 신호가 될것입니다. 융자업체들 중에서도 차이가 있으므로 가장 좋은 거래를 찾을 수 있도록 여러 곳에 문의해 보십시오. If you are seeking financing for a new or used car, you could have many options even if you have a poor financial history. However, late payments and other credit problems signal lenders that you are a risky customer, which will increase the interest rate on the loans available to you. There are differences between lenders—so shop around to find the best deal.

Tax basics for earners in the ‘sharing economy’

Tax basics for earners in the ‘sharing economy’. The sharing economy might enable you to put a little extra cash in your pockets in your spare time, or it could be your primary source of income. Either way, earning money will have an impact on your tax situation. This publication, while not tax advice, will help you understand how to report your income and expenses accurately, why you should take advantage of all the deductions you’re entitled to, how to avoid an unpleasant surprise when you file your tax return, and where to get more information and assistance.

Insuring yourself in the ‘sharing economy’

Insuring yourself in the ‘sharing economy’. The “sharing economy” can offer you new ways to earn, but, as with any business or self-employment venture, there are insurance issues to consider. This publication explains the potential risks associated with each type of “sharing,” what protection is typically available from the “platforms” that connect users, how your personal insurance may fall short, what your options are for full protection, and where to get more information.

Get a Car Loan (Vietnamese)

Get a Car Loan (Vietnamese) That’s in your best interest. Nếu quý vị đang tính mượn tiền mua một chiếc xe hơi cũ hay mới, có nhiều cách để mượn tiền cho dù tình trạng tài chánh trong quá khứ của quý vị xấu. Tuy nhiên, trễ nãi trả nợ hàng tháng và có vấn đề khác về tín dụng là dấu hiệu để công ty cho vay nghĩ quý vị là một khách hàng thiếu uy tín, khiến lãi xuất mượn tiền của quý vị có thể tăng. Có nhiều công ty cho vay, vì thế, trước khi mượn tiền, quý vị nên đọ giá.
If you are seeking financing for a new or used car, you have many options for financing even if you have a poor financial history. However, late payments and other credit problems signal lenders that you are a risky customer, which will increase the interest rates on loans available to you.

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Recommended Publications

Friday, September 23, 2016

Spanish-English glossary of real estate terms. A new Spanish-English glossary of commonly used real estate terms has been released to help real estate agents and brokers make the home buying process more manageable for consumers who seek to better understand the complexities of a mortgage transaction in Spanish. The glossary offers both formal and colloquial translations of key mortgage terms.

Tuesday, June 14, 2016

2016 Car Insurance & Credit Scores Report by WalletHub Cover Art 2016 Car Insurance & Credit Scores Report by WalletHub. The WalletHub study gives us information on the connection between credit scores and car insurance.

Friday, September 04, 2015

CFPB Monthly Complaint Report: Credit Reporting Issues. Complaint reports from the Consumer Financial Protection Bureau (CFPB) focus on a different issue each month providing a snapshot of complaint trends by type, state and company, and highlight actual complaints reported by consumers.

Friday, January 23, 2015

California Lifeline carrier search tool. The California Public Utility Commission (CPUC) has a multilingual tool that enables consumers to search for California LifeLine service providers.

Tuesday, January 13, 2015

Owning a Home Cover Art Owning a Home. Designed by the Consumer Financial Protection Bureau, Owning a Home features an interactive, online set of resources and tools to help borrowers.

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